Is it? What would be the cost to hop on a plane, fly to another country, and hand deliver the package? I'm sure it's much more than what DHL is charging, so unless you are going to do that for everything you ship, I don't know what the alternative is.
Feel free to start a shipping company that charges the same rates as these others do, doesn't offer insurance, but still pays for any loss or damage no matter the value of the package. I doubt you would stay in business very long...
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