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Omegafanman
·I have said beforehand a moat is the way to go
I should have listened to you...…. where can I get a good moat builder...…..
Being careful - guarding your watches in the big bad world.
I should have listened to you...…. where can I get a good moat builder...…..
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ericmtl
·One thing worth mentioning is if you plan to go out drinking heavily don't wear expensive watch a friend of mine lost his omega Seamaster bond quartz 300 , thank god he was not wearing his expensive two tone yacht master, it was not even planned as he usually wears his yatch master.
He blacked out at some point during the night, we called the taxi company with no success nor the club where he was. Same thing happens all the time with sunglasses and pens , the amount of Montblanc or expensive Cartier frames found must be staggering during the F-1 in the summer in my town...
He blacked out at some point during the night, we called the taxi company with no success nor the club where he was. Same thing happens all the time with sunglasses and pens , the amount of Montblanc or expensive Cartier frames found must be staggering during the F-1 in the summer in my town...
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Mad Dog
·Boy...I’m sure glad my watches are virtually worthless...and that I have a mullet hat. 👍
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yvrclimber
·I keep 70% of mine in a safety deposit box and keep my house alarmed (monitored) while away. That covers home.
If I am travelling or out and about, I'll definitely select less expensive pieces if I am at all concerned about where I am, from a security perspective. I might also choose more stealth watches (e.g. on leather and not YG).
*What about insurance?*
Do you all have itemized Riders on your home insurance? How does that work if you are buying and selling fairly regularly?
Do you have a general rider for your entire collection (I assume that is not possible with an insurance company)?
If I am travelling or out and about, I'll definitely select less expensive pieces if I am at all concerned about where I am, from a security perspective. I might also choose more stealth watches (e.g. on leather and not YG).
*What about insurance?*
Do you all have itemized Riders on your home insurance? How does that work if you are buying and selling fairly regularly?
Do you have a general rider for your entire collection (I assume that is not possible with an insurance company)?
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Omegafanman
·I keep 70% of mine in a safety deposit box and keep my house alarmed (monitored) while away. That covers home.If I am travelling or out and about, I'll definitely select less expensive pieces if I am at all concerned about where I am, from a security perspective. I might also choose more stealth watches (e.g. on leather and not YG).
*What about insurance?*
Do you all have itemized Riders on your home insurance? How does that work if you are buying and selling fairly regularly?
Do you have a general rider for your entire collection (I assume that is not possible with an insurance company)?
I use off site secure storage with its own cover. Best bet might be to keep things low profile and under the radar plus have a safe to hinder any opportunist sneak thief. The trouble is even if you have separate specialised cover for the watches some home insurance might consider that they increase your risk so it could impact your policy even if you don’t claim on the main home insurance. It’s a tricky area. Some do itemise it on their main cover. I would say the less people who know what you own and where you keep it the better….
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Omegafanman
·
Nice watch and I would not mess with you......You do look like a bit of a Seiko in that picture ;O)
I always take a packet of throat sweets out with me..... people don't mess as they think I am a bit Menthol...…..
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Omega-Q
·Very sound advice ...…. and clearly I need to work on my sketchy places protocols.....:0)
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Omegafanman
·I appreciate this post b/c I DJed night clubs for 10 years, but stopped due to my current profession! Nice gear...is that yours or the clubs?
It is new to me / Kinda mine but I am not a DJ as such (long story and not one for the forum :0)
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jhross98
·I keep 70% of mine in a safety deposit box and keep my house alarmed (monitored) while away. That covers home.
If I am travelling or out and about, I'll definitely select less expensive pieces if I am at all concerned about where I am, from a security perspective. I might also choose more stealth watches (e.g. on leather and not YG).
*What about insurance?*
Do you all have itemized Riders on your home insurance? How does that work if you are buying and selling fairly regularly?
Do you have a general rider for your entire collection (I assume that is not possible with an insurance company)?
with a higher end policy in the States (no idea how this works abroad) yes, you just get itemized riders for each watch plus a blanket coverage for any watches below a certain value.
i buy and sell all the time--just email my chubb agent what is sold and what is bought and the change takes a day. very easy and great for piece of mind. chubb also covers the watches no matter where they are (i.e. in transit)
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Jimbo555
·It all depends on your personal situation and environment. I live in a pretty safe, moderate sized city, those that live in high rises in big cities have different situations. When I'm out and about I keep aware of where I am. In a couple of weeks I'm going to a concert in a large city and will park in the garage next door. I won't be wearing a super expensive watch to that event, just common sense.
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yvrclimber
·with a higher end policy in the States (no idea how this works abroad) yes, you just get itemized riders for each watch plus a blanket coverage for any watches below a certain value.
i buy and sell all the time--just email my chubb agent what is sold and what is bought and the change takes a day. very easy and great for piece of mind. chubb also covers the watches no matter where they are (i.e. in transit)
Thanks for the advice. I do have one clarifying question - on the itemized insurance, how does Chubb accept/confirm value?
You don't have to get every new watched appraised do you?
Adrian
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Texas Toast
·Lots of good advice here on situational awareness.
Somewhat ironically, my closest brush with being mugged for watch, wallet, and camera was during a business-trip evening stroll on Lake Geneva where I was admiring the Omega / Rolex / Patek / etc. marquee signs across the water (I'm sure this screamed 'not from here'...).
Complacency given location and some jet lag had lowered my guard. Moments after this pic was taken, a lead bad-guy approached me from the shadows all friendly and asking the time in broken English. Woke up when I noticed he had two "associates" paralleling us as we walked. Excused myself from the conversation and high-tailed back to nearby Quai du Mont-Blanc and other humans. No harm other than the F-yous and other slurs yelled at me by my new friends (seems their English was pretty good after all 😲).
Stupid to not be paying a bit more attention to start with. I'd been in far sketchier places/cities and knew how to stay aware - should have applied all that regardless of the location.
To the original question, I keep all watches at home, covered to an extent by Homeowner's policy. For now I've decided the collective value falls short of justifying a separate itemized rider given appraisal costs, annual fees to insure, and relative risks.
@yvrclimber; Perhaps dated info, but I talked with Chubb years ago about insuring some different collections and was told at the time that a comprehensive policy with them was a pre-requisite for any separate riders. Even then, itemized appraisals would have been needed as I recall. I didn't want to change Homeowner's insurer and again had some existing coverage by way of the personal belongings portion of the existing policy so did exactly nothing.
Somewhat ironically, my closest brush with being mugged for watch, wallet, and camera was during a business-trip evening stroll on Lake Geneva where I was admiring the Omega / Rolex / Patek / etc. marquee signs across the water (I'm sure this screamed 'not from here'...).
Complacency given location and some jet lag had lowered my guard. Moments after this pic was taken, a lead bad-guy approached me from the shadows all friendly and asking the time in broken English. Woke up when I noticed he had two "associates" paralleling us as we walked. Excused myself from the conversation and high-tailed back to nearby Quai du Mont-Blanc and other humans. No harm other than the F-yous and other slurs yelled at me by my new friends (seems their English was pretty good after all 😲).
Stupid to not be paying a bit more attention to start with. I'd been in far sketchier places/cities and knew how to stay aware - should have applied all that regardless of the location.
To the original question, I keep all watches at home, covered to an extent by Homeowner's policy. For now I've decided the collective value falls short of justifying a separate itemized rider given appraisal costs, annual fees to insure, and relative risks.
@yvrclimber; Perhaps dated info, but I talked with Chubb years ago about insuring some different collections and was told at the time that a comprehensive policy with them was a pre-requisite for any separate riders. Even then, itemized appraisals would have been needed as I recall. I didn't want to change Homeowner's insurer and again had some existing coverage by way of the personal belongings portion of the existing policy so did exactly nothing.
Edited:
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Omegafanman
·@Texas Toast. Some very sound advice. On the few occasions I have been privileged to meet some serious veterans they are always the first to spot and avoid trouble by moving away or changing routes. In a lot of places any sign of relative affluence means you are seen as a bank and people feel fully authorised to make a withdrawal !
They also keep their emotions in check / don't sweat small stuff and follow the laws of relativity … for example at the point the word lazy fat 'ass.ole left a persons lips that may have been an accurate description of the other guy... but at the point of meeting it might be an out of date statement :0)
They also keep their emotions in check / don't sweat small stuff and follow the laws of relativity … for example at the point the word lazy fat 'ass.ole left a persons lips that may have been an accurate description of the other guy... but at the point of meeting it might be an out of date statement :0)
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jimmyd13
·Most thieves are first attracted to your appearance: if you look well-heeled, their eyes will take note, and deduce that you may have a decent timepiece. There is nothing more fun than going out of the house looking like a total slob, even in a questionable part of town, with a $20,000 watch on your wrist, and have the sketchy dudes look at you with disgust and pity.
You smile at the guard on the door as he looks you up and down, from your steel toe caps to the beaten Hoggs and the old flat cap; you select a salesperson and ask to see the whatever it was in the window .... and as they carefully lay out the velvet mat and pull on the cotton gloves, carefully placing the 3 ... 4 ... 5,000£ piece on the counter, you take off your £20,000 vintage piece of unobtainium and just drop it next to theirs.
The last time I did that, I had half the shop staff examining two Speedmasters and a host of other Omegas along with two 1960s Rolex tool watches (I'd just called in on the way back from my local watchmaker).
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Omegafanman
·The post below today should remind everyone that joking aside when money is tight, when car and house security is getting better...and when more and more transactions occur on line.... The bad guys and girls still need to earn a shifty crust and see all of us as on the forum as banks from which they are entitled to make free withdrawals from... so lets be careful in the internet world and the real world...
WITHDRAWN - STOLEN serial 8960641 Rolex Pepsi GMT Master ‘Matte Dial', Ref. 16750, c. 1985 | Omega Forums
WITHDRAWN - STOLEN serial 8960641 Rolex Pepsi GMT Master ‘Matte Dial', Ref. 16750, c. 1985 | Omega Forums
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ajn3323
·The stolen GMT compelled me to read through this thread again. Im always nervous whenever we hold a GTG. I usually insist we take a corner table or at least my back is against the wall. I think about the GMT incident every time Im selling a watch and someone suggests a F2F. Bottom line, you can never be too careful. Ive never done it but have contemplated asking the buyer to show ID prior to a F2F. I know that would impinge on ones privacy but if they want the watch...
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Omegafanman
·The stolen GMT compelled me to read through this thread again. Im always nervous whenever we hold a GTG. I usually insist we take a corner table or at least my back is against the wall. I think about the GMT incident every time Im selling a watch and someone suggests a F2F. Bottom line, you can never be too careful. Ive never done it but have contemplated asking the buyer to show ID prior to a F2F. I know that would impinge on ones privacy but if they want the watch...
I bought some sound equipment private and they were worried about the cash being fake (fair point) plus wanted a copy of my ID.....but then I was worried they had my address and could steal it back later..... You have to take some risks and after a certain point sh-t happens and that is why insurance people do well.... but it is good to try and cover the bases /it hurts less when unavoidable sh-t happens.... Extreme solution but ok now can I try the watch on...….
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boraxman
·its the home storage issue which gave me worries plus the fact I travel.
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Dogmann
·Hi all,
So here in the UK thankfully guns are somewhat rarer to be accosted with although we do have a real problem with Knife crime and young men on stolen mopeds with Knifes,Machetes or hammers. These lovely people target people walking on pavements or sitting at tables outside of restaurants and cafes in broad daylight and especially in the good wealthy areas of London. They even go as far as driving up to the drivers window of nice cars and either threatening or smashing the drivers window for watches and or cash and have been known to follow people to their homes and then attack then as they go to their front door. So whilst trying to avoid bad areas late at night is sound advice it doesn't really cover every eventuality as mentioned above and staying safe has become harder to maintain all of the time for most.
Until my health deteriorated and I was no longer fit enough I have always been a guardian to a dog my breed of choice was the Dobermann and the guy in my avatar was my last. He was a white Dobermann that came to me via Dobermann Rescue and ended up being one of my best dogs. I should point out whilst I was physically able my other main hobby was dog training not for Sport but real protection work as even if you have a large powerful dog you still need to train it how to be safe whilst protecting you as you really don't want your dog badly injured or killed. He used to be with me 24/7 so not only kept me safe when out but also in my home and did so on more than one occasion.
I am currently fighting to lower my pain levels and improve my fitness as I really miss not having a dog in my life any longer but will have to look at something other than a Dobermann as they require too much exercise for my current fitness level and what I may be able to achieve. If I manage to achieve better pain control and fitness I'm planning on getting a Cane Corso about the same size but more stocky and carrying more weight whilst still being agile and extremely powerful. At least here in the UK a well trained large dog for protection is about as good as it gets IMO most bad guys avoid you and a large dog and those that don't either threw drugs or drink or utter stupidity usually end up paying the price for their actions.
Marc
So here in the UK thankfully guns are somewhat rarer to be accosted with although we do have a real problem with Knife crime and young men on stolen mopeds with Knifes,Machetes or hammers. These lovely people target people walking on pavements or sitting at tables outside of restaurants and cafes in broad daylight and especially in the good wealthy areas of London. They even go as far as driving up to the drivers window of nice cars and either threatening or smashing the drivers window for watches and or cash and have been known to follow people to their homes and then attack then as they go to their front door. So whilst trying to avoid bad areas late at night is sound advice it doesn't really cover every eventuality as mentioned above and staying safe has become harder to maintain all of the time for most.
Until my health deteriorated and I was no longer fit enough I have always been a guardian to a dog my breed of choice was the Dobermann and the guy in my avatar was my last. He was a white Dobermann that came to me via Dobermann Rescue and ended up being one of my best dogs. I should point out whilst I was physically able my other main hobby was dog training not for Sport but real protection work as even if you have a large powerful dog you still need to train it how to be safe whilst protecting you as you really don't want your dog badly injured or killed. He used to be with me 24/7 so not only kept me safe when out but also in my home and did so on more than one occasion.
I am currently fighting to lower my pain levels and improve my fitness as I really miss not having a dog in my life any longer but will have to look at something other than a Dobermann as they require too much exercise for my current fitness level and what I may be able to achieve. If I manage to achieve better pain control and fitness I'm planning on getting a Cane Corso about the same size but more stocky and carrying more weight whilst still being agile and extremely powerful. At least here in the UK a well trained large dog for protection is about as good as it gets IMO most bad guys avoid you and a large dog and those that don't either threw drugs or drink or utter stupidity usually end up paying the price for their actions.
Marc
Edited:
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asrnj77
·Thanks for the advice. I do have one clarifying question - on the itemized insurance, how does Chubb accept/confirm value?
You don't have to get every new watched appraised do you?
Adrian
On my insurance now they want to see what I paid for it. The problem is that if I get a really good deal on a watch I’ll only get reimbursed the amount the paper says I paid. Alternatively you can get an appraisal but many places charge close to $200 to get an accepted appraisal. Even then the insurance may balk and say that the value for the watch is too high. Particularly with vintage watches I’ve found that to them it’s a beat up old watch and you need to really push them to get an agreed upon value
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