Anyone ever had a (successful) claim with Secursus?

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We have 145 open claims right now.
Hi Valentin,
was that 145 claims more then you expected , because of Covid maybe more hired staff by courriers and no time to touroughly check them ?, or is this the `avarage` number of open claims.
Thanks !
 
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Yes. I did read the shipping instructions and I followed these. It was real simple. The only thing I did'nt have was the emailadres of the recipient at the time of insuring the shipment. I think the system of secursus asks to fill this in but it's not obligated. You can continue with the 'application' without the emailadres of the recipient. If the shipment gets lost and you start a claim, would it be a problem that you did'nt fill in the emailadres of the recipient immideatly? Can you give this afterwards?

The recipient email is optional, but it's highly recommended.
If the recipient is unaware of the procedure, he could void the insurance and we obviously don't want that.
If you enter the recipient email, we will send him an email (that is different depending on the shipment's value) explaining the procedure and what he should do if something goes wrong.

For example, we advise the recipient to check the package contents before signing the delivery note, if the package looks opened/tampered.
 
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Hi Valentin,
was that 145 claims more then you expected , because of Covid maybe more hired staff by courriers and no time to touroughly check them ?, or is this the `avarage` number of open claims.
Thanks !
Hi!

December was our biggest month so far, so we knew January would be full of claims.
We had to face many huge events such as the US election (which causes enormous delays with USPS) and Brexit which causes many delayed/stuck shipments.
 
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The recipient email is optional, but it's highly recommended.
If the recipient is unaware of the procedure, he could void the insurance and we obviously don't want that.
If you enter the recipient email, we will send him an email (that is different depending on the shipment's value) explaining the procedure and what he should do if something goes wrong.

For example, we advise the recipient to check the package contents before signing the delivery note, if the package looks opened/tampered.
Is it possible to ensure the package being a recipient and not as a sender?
In this case you just enter your own email address?
Thanks!
Edited:
 
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Eve Eve
Is it possible to ensure the package being a recipient and not as a sender?
In this case you just enter your own address?
Thanks!

I hope so! I do it all the time!
 
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I hope so! I do it all the time!
Of course it's possible! You just have to make sure the shipper is aware of the shipping instructions (rigid packaging, photos..)
And the most important part :
"Nothing on the packaging or label should reveal the nature or value of your item."
Please do not make the words "watch" or "timepiece" or "luxury" appear on the package or shipping label.

Instead use "precision instrument", "instrument", "technical instrument" etc.
 
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And the most important part :
"Nothing on the packaging or label should reveal the nature or value of your item."
Please do not make the words "watch" or "timepiece" or "luxury" appear on the package or shipping label.

Instead use "precision instrument", "instrument", "technical instrument" etc.
Isn’t this actually illegal if you ship abroad? Making a false declaration on price and content in the CN22 form is illegal in many countries (if not all). Maybe you are referring to national shipments?
 
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Being economical with the truth it's called.
 
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Making a false declaration on price and content in the CN22 form is illegal in many countries

The forms should be filled out correctly but the forms should be folded and not shown directly on the package.
 
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The forms should be filled out correctly but the forms should be folded and not shown directly on the package.
Exactly.
You can absolutely declare the actual value / contents on the customs form. Just "hide" the form under the shipping label.
Custom forms are scanned so that they do not actually need to manually open each package, customs have access to value / content directly on a computer.
 
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Exactly.
You can absolutely declare the actual value / contents on the customs form. Just "hide" the form under the shipping label.
Custom forms are scanned so that they do not actually need to manually open each package, customs have access to value / content directly on a computer.

Sorry your wrong here. You can’t hide the label if you place one on sending via post

But big companies will have the customs form incorporated with their shipping label so there is no need to hide anything.


Of course it's possible! You just have to make sure the shipper is aware of the shipping instructions (rigid packaging, photos..)
And the most important part :
"Nothing on the packaging or label should reveal the nature or value of your item."
Please do not make the words "watch" or "timepiece" or "luxury" appear on the package or shipping label.

Instead use "precision instrument", "instrument", "technical instrument" etc.

So would you refuse a claim for truthfully declaring a watch as a watch. ?

How would you declare a pair of earrings ?
Also what if say the FedEx label had the true declaration ?

Most parcels that are opened by border agencies are due to not having a proper declaration or a vague description.
 
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Of course it's possible! You just have to make sure the shipper is aware of the shipping instructions (rigid packaging, photos..)
And the most important part :
"Nothing on the packaging or label should reveal the nature or value of your item."
Please do not make the words "watch" or "timepiece" or "luxury" appear on the package or shipping label.

Instead use "precision instrument", "instrument", "technical instrument" etc.

Im just confused about the need to not accept the package if it looks tampered with. Ie tampering could be due to customs requiring to investigate what the vague description (as you suggest) is.
 
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Meanwhile we are still waiting for someone from OF to report how their claimfor a lost package was handled... I know I'm being a bit of a scavenger here....
 
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Of course it's possible! You just have to make sure the shipper is aware of the shipping instructions (rigid packaging, photos..)
And the most important part :
"Nothing on the packaging or label should reveal the nature or value of your item."
Please do not make the words "watch" or "timepiece" or "luxury" appear on the package or shipping label.

Instead use "precision instrument", "instrument", "technical instrument" etc.

I'm curious if any other insurance company requires that you falsify paperwork, and would deny a claim because you correctly identified what you were shipping.

The recipient email is optional, but it's highly recommended.
If the recipient is unaware of the procedure, he could void the insurance and we obviously don't want that.

As a sender, I have little control over the recipient's actions. People don't read emails.

Every time I read one of these threads, it makes me feel like this company is just looking for technicalities to deny claims. It just doesn't give me much confidence.
 
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It's a difficult matter. The traditional couriers dont do insurance for above 5k. I can insure max up to 5.5k euro and that's for EU shipment only. The time I used secursus I had double insurance. I've sold for 6.2k. I had one insurance for 5.5k with my local courier and another with secursus up to 6.2k. I thought you never can be to sure. But I dont think I can use secursus for shipping outside the EU because the courier will ask me what's in the box. There are international codes couriers are using for import duties. So I do see a problem using secursus for outside EU shipping.
 
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I have no experience with how Secursus operates, but the "description" of the item really doesn't need to say "watch" to be okay, provided that the correct customs harmonized code is used for the shipment. That is what really counts. If the system they use requires that on all shipments (mail, couriers, etc.) I have no idea.
 
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Every time I read one of these threads, it makes me feel like this company is just looking for technicalities to deny claims. It just doesn't give me much confidence.
But that's the business model of insurance, minimize the number and value of claims. If there is a way for insurance to wiggle out of a claim, they will.
 
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But that's the business model of insurance, minimize the number and value of claims. If there is a way for insurance to wiggle out of a claim, they will.

That's definitely one business model, and the posts made here by the company's representative always give me that vibe. Hopefully that's an incorrect impression and the company will prove itself over time, since I'd love to have a better way to insure watch shipments, especially internationally. But at this point, I still don't have the necessary level of trust.

On the other hand, I have had nothing but fantastic experiences with the company that insures my home and auto. Fast and easy claims, never nitpicking or making difficult demands. I am a customer for life. Obviously it is a different market, and there are many competitors in the home/auto insurance space.
 
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I had double insurance.

Be careful with double insurance. Check the terms. I know some insurers (not watch shipping specific) claim your policy is invalidated if you have taken out a similar policy with another insurer.
 
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Be careful with double insurance. Check the terms. I know some insurers (not watch shipping specific) claim your policy is invalidated if you have taken out a similar policy with another insurer.
Interesting. I did'nt see this on the website of secursus. @VersusTime would double insurance be a problem?