Watch Insurance UK

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workandturn

·Nov 30, 2025

Looking to get a watch or two covered

Importantly I don’t have contents insurance as I don’t have a fixed address anywhere (most of my things are in storage)

Currently I go between the UK and Spain so it would be interesting to consider a policy for travel / Europe

Any recommendations?

 

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Dan S

·Nov 30, 2025

Perhaps people will chime in with a few suggestions, but for more comprehensive advice, I'd suggest a forum search. You will find many excellent discussions of this topic on the forum, a few are linked below, but please search for others. As alternatives, you could also consider a safe deposit box at a bank, or a safe in your home. There are many threads on those topics as well.

https://omegaforums.net/threads/insuring-your-watches-help-please.174109/

Thread 'Insuring your watches - help please!' ·

Apologies if asked before, but who do folk in the UK insure their watches with?

I've had mine covered under my home/contents for last few yeara and all has been fine. I've now moved in with my...

Madjam1966 · Jul 3, 2024

https://omegaforums.net/threads/watch-insurance-in-uk-who-do-people-use.120262/

Thread 'Watch insurance in UK.. who do people use?' ·

Following on from the discussion around Hodinkee's offering via Chubb, could we discuss the best offerings for UK watch owners?

I used to use Hiscox, who offered great customer service, were...

john_coburg · Sep 23, 2020

https://omegaforums.net/threads/watch-insurance-recommendations.77367/ P

Thread 'Watch Insurance Recommendations' ·

Good Evening all,

Just wondering if anyone can recommend a UK based insurance company who cover watches?

Presently on household insurance but as value goes up the premium increases...

Purple Art · Jun 8, 2018

https://omegaforums.net/threads/who-do-you-insure-your-uk-collection-with.70813/

Thread 'Who do you insure your (UK) collection with?' ·

hi all - I'm looking for opinions on who's best to insure a watch collection in the UK with...?

I'm currently covered through exceptions on the home contents policy but I think it would be better...

ewand · Feb 7, 2018

https://omegaforums.net/threads/to-insure-or-not-to-insure.137596/

Thread 'To insure or not to insure' ·

Guys I've recently purchased my new Omega SMP 300 😁 ...Over the moon!

...Do you guys insure your watches? If so who by? I live in the UK

drbarot · Oct 16, 2021

https://omegaforums.net/threads/insurance.147543/ U

Thread 'Insurance' ·

Hi everyone, I’m new here. What do you usually do about insurance? I’m thinking about picking up a speedmaster as a 50th present for myself later in the year. My first luxury watch! I know...

UKspeedy72 · Jun 30, 2022

 

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workandturn

·Nov 30, 2025

Completely my fault for not explaining !

I only have vintage watches, and I wanted to travel with them.

I had looked at a few threads and it seemed much trickier.

I’ll have a proper search and see what comes up as I need to get it sorted soon

 

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asteroidwave

·Jun 10, 2026

workandturn

Completely my fault for not explaining !

I only have vintage watches, and I wanted to travel with them.

I had looked at a few threads and it seemed much trickier.

I’ll have a proper search and see what comes up as I need to get it sorted soon

not sure if you ever found anyone but Assetsure Insurance or TH March are meant to be decent.

 

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workandturn

·Jun 10, 2026

Hi @asteroidwave - I looked at a few options but worldwide insurance was difficult as I was traveling for more than 30 days at a time, however Im just about to relook at things as Im back in the UK now so thank you

 

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Evitzee

·Jun 11, 2026

A lot depends on the value of the watches and where you travel. I've traveled a lot with watches, domestic and overseas, and never had any issues. The real question is, do you really need insurance at all? I suspect if you have a theft in a foreign country your insurance policy will make you jump through hoops to get paid. Just my opinion. Personally, I self insure things like watches and my wife's jewelry.

 

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workandturn

·Jun 11, 2026

@Evitzee - thats actually why I ended up leaving it until now. I was living over in Spain for 3 months and it was debatable at best as to whether Id be able to claim due to the length of stay. I took some lower value watches with me and that was that.