About to join those on permanent vacation.....and a fixed income

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Interesting to see people are able to retire before their 60's. It's something I see with my parents generation. But I'm afraid that my generation (I'm 44) in the Netherlands (in general) needs to work longer because of the aging of the population, the smaller workforce, the pensionsystem, the costs of living and the changing of the jobmarket (paid to self employed). So well done if you can retire before you're 60!
 
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Interesting to see people are able to retire before their 60's. It's something I see with my parents generation. But I'm afraid that my generation (I'm 44) in the Netherlands (in general) needs to work longer because of the aging of the population, the smaller workforce, the pensionsystem, the costs of living and the changing of the jobmarket (paid to self employed). So well done if you can retire before you're 60!
Yeah- we got fυcked.
 
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because of the aging of the population, the smaller workforce, the pensionsystem, the costs of living and the changing of the jobmarket (paid to self employed) and because we can’t find Paul Newman Daytonas for a couple hundreds anymore

FIFY
 
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I retired from Corporate life at 49 and learned some very valuable lessons:
1) I was working way too hard for what I received. I make twice as much now.
2) I had gotten used to the rat race without realizing it. Traveling the world, working 18hrs/day is for the young and ambitious.
3) When the stress of working for someone else's goals wore off, my health improved dramatically.
4) I lost 30lbs, bike almost every day. Cholesterol down 100pts, HR down 30, BP down 30. Off all meds, which I THOUGHT was normal for my age. IT IS NOT.
5) Working for yourself has immensely greater rewards.
6) Balance in life is the ultimate happiness. Spending time with family is so underrated. Relationships, not money, matter most.
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Congratulations. I will probably still be working until the day after I die. Fortunately I love my job, I had a colleague who only talked about what he was going to do when he retired. About 6 months before he was due to retire he got diagnosed with Parkinson’s, which while not life threatening certainty put paid to a lot of his plans. It made me think that I could wake up dead tomorrow so I should make sure to enjoy life, within reason, and make the most of what I have now because you just never know.
 
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Spending time with family is so underrated. Relationships, not money, matter most.
I suspect this varies tremendously. It is great for many, and not great for many.
 
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I suspect this varies tremendously. It is great for many, and not great for many.

Family is how you define it. It's not aways blood relatives.
 
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Relationships, not money, matter most.

And yet they seem to do such heated battle with each other on a regular basis...
 
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The wife retired at 54.
Should I retire early?
Let me see......
1. Retire and be with my lovely wife 24/7
2. Stay at work and then have special times when I get home.


24/7 or work, 24/7 or work, 24/7 or work.

Redrum REDrum REDRUM REDRUM!

 
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The wife retired at 54.
Should I retire early?
Let me see......
1. Retire and be with my lovely wife 24/7
2. Stay at work and then have special times when I get home.


24/7 or work, 24/7 or work, 24/7 or work.

Redrum REDrum REDRUM REDRUM!


A work and no play makes The Father a dull boy...
 
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upRetirement threads need photos. Astoria, Oregon coffee break.



Here's a cartoon I drew and sent to coworkers when I retired:
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Congrats to the OP!

My dream is to retire early without my employer taking notice. ::stirthepot::
 
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Big news for my wife and I. We will both be retiring in the next few days. My last day/nightshift workday will be the 31st of this month and my wife's last day will be Jan. 4th. I have recently said to @noelekal in a private message, that some people share too much information on such forums as this one, but I can't help myself from telling you folks. We are still young by retirement standards, 58 and 57 and have done this on our own, no inheritance, too young to draw SS, and no, we didn't win the lottery. We saved our money and lived within our means, it can be done. This makes me especially proud of us. My company has been getting worse and worse over the years. They recently announced a significant downsizing, and because of seniority, my job was safe.....even if it wasn't making me happy. I wanted to retire, but my wife wasn't sure we could. But, as it happens, our 15 year old daughter is best friends with a girl who's father is a financial planner. A couple of phone calls and a sit down meeting later, he assured us we could live in the same manner for now, at 62 and the beginning of SS things would be even better, and in the end there would even be more money left for my daughter when we are gone, than we are starting with today. 2021 has to be a better year for all of us, I know it will be for my wife and me. I won't miss another field hockey or softball game, provided Covid allows games to start again, and I will get to spend more time with my wife and sleep in my own bed at night. There may not be any more Rolex's in my future and I may have to be content with the occasional $1-5 yard sale find watches, but I think I can live with that. LOL So, if any of you are selling a watch and I reach out to inquire about it, remember, I am on a fixed income now. 😀::facepalm1::😝 Thank you all for reading.

McK


Congratulations . I hope to join you in a few years. 😀
 
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My dream is to retire early without my employer taking notice. ::stirthepot::

Self-employed?
 
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Well I can't really work out if I've spent my, 46 year, working life going about the whole thing arse about face. 😕

The first 21 years I worked 6 days a week. I found that unpleasant and it had an adverse effect on my health.

The last 25 years I've worked 3 days a week. I feel better and spend the other days doing creative things that I enjoy and generally taking life easy.

I suppose with time being an irreplaceable commodity, I could never really justify using up most of it just to earn money........ I've had other stuff to do! 😁
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I retired 3 weeks after started my current job....25 years later, I dont think my boss has noticed yet 😀
 
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Hey-hey!
Ha ha, in my experiences your agency is much better than some others. Many that we deal with are chocked full of 'retired in place' people.