Dan S
·Dan... what on early led you to that conclusion?
Of course I understand that they are unrelated... you assume too much.
Just re-read your OP and I think you will see where I am coming from. Maybe they are typos (or you write in a very confusing way), but you seem to conflate them repeatedly.
You seem to indicated that eBay buyers protection will protect your etsy purchase. And then later you warn against buying on eBay, which is unrelated to etsy and actually does have buyer's protection.