JLC Gift Conundrum

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Don’t overthink this. Use the funds from the UTM to buy the Reverso. Still a gift watch.
I read this as UTM = Uniform Transfer to Minors, meaning OP's FiL set up a college fund for his grandkids and that you were suggesting OP should raid it to buy the Reverso. :D

reverso.png
 
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I read this as UTM = Uniform Transfer to Minors, meaning OP's FiL set up a college fund for his grandkids and that you were suggesting OP should raid it to buy the Reverso. :D

reverso.png
Yeah no one will mind.
In fact it could well be a good thing if prevents them from becoming another bloody lawyer or been counter……quite more than enough of those about!
::stirthepot:::D