Where to retire, or not..

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I live in Oregon and it is the last place I'd want to retire.

I'm in Oregon, too. Curious about your reasoning.
 
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I have lived in Florida twice in my life. The first time 30 years ago in St Petersburg for 5 years. The second time in Jacksonville for 2 years a few years ago. Here are my thoughts: If you do choose Florida, I would recommend the west coast. It is by far nicer and more beautiful imo. That said I will never live in Florida or any southern states again. Especially on the East coast. I don't know if you believe in global warming or not, but it has become too hot. I love the outdoors but the heat has become paralyzing really. If you want the ocean, the pacific coast is som much better and so much more dynamic ( I have lived in CA for over 25 years). Another states to consider is where I live now, Colorado. Most people imagine CO having harsh winters, which is a total misconception. The winters are very mild and so are the summers and it is blue sky and sun most of the year with tones of things to do in all seasons.
 
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One of the moderators is retiring to the hill country soon 😲
. I heard...that’s going to be a big adjustment, weather-wise 😀

... Sports? yes. (go Cowboys)...

what game do they play? 😁
 
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How about Panama ..
👍 Panama is another place gaining attention as a retirement location these days too.
 
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how about wyoming for 6 mos somewhere warm for the other 6. . .
6 months? Nah it snows here (somewhere) year round. Regardless of season you may run your heat and a/c in your car on the same day.

But we also get more sunshine days than the “Sunshine State” and have more antelope than people. The landscape is beautiful and there’s is a lot to explore. We have great hiking, fishing, skiing, hunting, and general adventuring. First national monument, national park, and National Forest. Nearly half the state is federally or state owned (lots of mountain tops) and we headwater 5 major rivers.

But... you’ll never hear us asking you to come live here. We don’t mind that we’re the least populated state in the union, in fact, we enjoy it 😎
 
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True, but 45,000,000 get SS retirement benefits, so 1.5% live overseas. Tiny, and I suspect a large proportion is in places like Canada and the UK.
I'm in the UK and all I have ever got from SSA is an annual letter to tell me that despite paying into them for six years I will get nothing back.
 
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I'm in Oregon, too. Curious about your reasoning.
It's not all bad. I'm in SW Portland and there's very little crime, the abundance of green nature is nice, the fishing is incredible, the people I interact with are all very nice. As a photography hobbyist, I couldn't be more pleased with the waterfalls, bridges, dark night skies, and fellow photographers. The coast is great. The one mountain we have nearby is beautiful. The gun laws are reasonable.
But:
I have a daughter about to turn 9 and the schools aren't great (understatement). The city welcomes the homeless but does nothing for or about them. There's only one mountain. This is just me, but I don't like fake lumberjacks who would only injure themselves if they tried to use an ax, nor do I like people with no money but thousands of dollars worth of tattoos. The pretentiousness here is off the fυcking charts. But my top three complaints in order are; there's absolutely nowhere near enough sunshine, it seems to be a place where unattractive women come to fit in, and the taxes are high.
 
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If you want the ocean, the pacific coast is som much better and so much more dynamic ( I have lived in CA for over 25 years)
. Is that an earthquake reference? 😁
Another states to consider is where I live now, Colorado. Most people imagine CO having harsh winters, which is a total misconception. The winters are very mild and so are the summers and it is blue sky and sun most of the year with tones of things to do in all seasons.
A friend retired to her dream location of Salida (sp?), CO a few years ago. She had vacationed there for many, many years. While she was having her retirement house built, I heard a lot about all the sunshine, etc. She only lasted there for two years though before she moved elsewhere in the US to be closer to a metro area. Not that the area wasn't nice, but she is not much of an outdoors person, and prefers going to theaters, symphonies, etc. But her main knock was the 'available men' in her age group (she got divorced about 2 years before retirement) were not cut from the cloth that she preferred. So it really comes down to what types of things do you like to do, and what type of people do you prefer to mainly be around. For her, she really wanted 'cultured' over 'outdoorsy', so once the stay there became longer then her past 2 week annual vacations she no longer enjoyed herself.
 
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I am retired in south west Florida. I previously have lived in Texas, South Carolina, Oklahoma, and Georgia. The only difference is climate and the beach. If you like shopping, every big city has the same stuff for the most part. If you want entertainment, the same thing. It just depends what you are into. A lot of people do winters in SW Florida as the heat is unbelievable here in the summers. I don't mind it that much as I go out early morning or at sunset when its beautiful. It is 24/7 humid which is not desireable for a lot of people. If you are the type of person who complains and moans about being hot and sweaty with the slightest hint of warm weather, then Florida is a no-go for you. I live here year-round and enjoy it when all the snowbirds leave and go back up north. The beaches are empty and the public parks and amenities are really nice since the millionaires pay a lot of taxes here. There is certainly a lot to love. If you are rich enough to afford two homes, then it's the best of both worlds. If its just you and a misses, then go big on the home you stay at 8 months in the year and buy a condo you will use 4 months in the year here. The winters in this area are amazing and I get it why people flock here for them.
 
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there's absolutely nowhere near enough sunshine, it seems to be a place where unattractive women come to fit in, and the taxes are high.

Couldn't agree more with those three points. But, I grew up in the Midwest where there's nothing to do except watch the corn grow. So, Oregon is far from the last place I would want to retire.
 
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It's not all bad.... my top three complaints in order are; there's absolutely nowhere near enough sunshine, it seems to be a place where unattractive women come to fit in, and the taxes are high.

Not all? that translates 75% bad for me! 😜
 
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Couldn't agree more with those three points. But, I grew up in the Midwest where there's nothing to do except watch the corn grow. So, Oregon is far from the last place I would want to retire.
Good point. Poor word choice on my part. 😀
 
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MRC MRC
I'm in the UK and all I have ever got from SSA is an annual letter to tell me that despite paying into them for six years I will get nothing back.
You need 40 quarters, 10 years, of paying in to the Ponzi scheme of American Social Security in order to get anything out. Your six years of contributions have long ago been spent on some retiree's monthly check.
 
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You need 40 quarters, 10 years, of paying in to the Ponzi scheme of American Social Security in order to get anything out. Your six years of contributions have long ago been spent on some retiree's monthly check.
On the plus side I no longer have to deal with the IRS.
 
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I retired some years ago. I moved out of California rat race a few years after retirement. Before I retired I would visit my dad up in MT on one of those visits I bought some land and that’s were I moved for retirement had a house built when I bought that land it cost me 7 grand for that land what some pay for a watch these days. That was over 20 years ago. Saved me a lot of money buying that property before retirement so pick a place way ahead of retirement buy the property ahead of time if you plan to build a house. Why Montana no traffic clean air it is called big sky state no homeless like the coastal states. You have a car over 10 years old permanent tags and no more paying dmv and no smog checks. Plus the fishing and hunting is great. And I thought about getting a part time job but really don’t like bosses after dealing with a few good ones but more bad ones and the idea leaves me fast. And were can your electric bill about 35 bucks a month and fill the propane tank once a year for 600 and the heat is covered and a well so no water bill cheap living. And the view out side your door.
The view out by back door during winter
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This mountain is called fan mountain I can see from the front door but used a telephoto lens to get the shot closer than it really is.
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And as my Dad use to say you never know what your going to see that's wild life saw these last year on a drive in MT.
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This was a drive coming back home from Virginia City MT you can see the whole valley better than city living.
Edited:
 
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We have all been married to our spouses for over 30+ years but our biggest issue has been adjusting to so much time together with spouses. Just because you retire does not change your personality traits,

I'm actually surprised this point hasn't gotten more traction. Many men statistically die soon after retirement. Is it feelings of less importance and self worth...or being confined with the wife for the greater part of each day. I won't speculate on which of these are accurate. But me? I'll die at work, thank you very much.
 
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It's not all bad. I'm in SW Portland and there's very little crime, the abundance of green nature is nice, the fishing is incredible, the people I interact with are all very nice. As a photography hobbyist, I couldn't be more pleased with the waterfalls, bridges, dark night skies, and fellow photographers. The coast is great. The one mountain we have nearby is beautiful. The gun laws are reasonable.
But:
I have a daughter about to turn 9 and the schools aren't great (understatement). The city welcomes the homeless but does nothing for or about them. There's only one mountain. This is just me, but I don't like fake lumberjacks who would only injure themselves if they tried to use an ax, nor do I like people with no money but thousands of dollars worth of tattoos. The pretentiousness here is off the fυcking charts. But my top three complaints in order are; there's absolutely nowhere near enough sunshine, it seems to be a place where unattractive women come to fit in, and the taxes are high.


My sister and Brother in law lived in SW Portland for 30 years. In fact he was a life long resident of the area. They packed up in retirement and moved to Mesquite NV. Why I don't know. Said they were tired of the rain and hippies.
 
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Texas has a huge range of environments.....piney forests in the east, marine living on the gulf coast, hilly country in the center, mountains in the south west, flat areas and desert areas in the west, and big, dense cities if that is your pleasure. Plenty of choices. Property taxes tend to be on the high side mainly because there is no state income tax, figure about 1.5% of your assessed home value in taxes each year, but house prices are generally moderate compared to other locations. Overall tax load is far less than some progressive states that have very high income taxes. Every location has pluses and minuses, every place we've ever lived you tend to settle in and get with the flow of things, even when we lived in Saudi Arabia you made a life with what the environs were. Flexibility is the key.
In the interest of disclosure, the wife and I bought a house in the Austin Texas area (SW Austin near Dripping Springs) and we are in the process of moving from Minnesota. I am here having hardwood floors, carpet, wall mods etc. done while the wife is still working and packing.
We lived in Texas years ago so are quite familiar with the state. We like Austin , it has a lot of options for living. We were able to find a house and community that is perfect for us.