mokofoko
·Data centers are never bought and paid for. Equipment constantly has to be refreshed (and believe me, a TB of high end storage is extremely expensive), cybersecurity costs are huge, cooling is expensive, redundant fiber lines, etc. I'm sure they could charge less and still be profitable, but just like anything else, they're the 800 pound gorilla in the room and therefore get to dictate the rules. I'm not defending them by any stretch though. For what they charge, they should be doing more to weed out the scam artists.
I'm still of the opinion that they're charging sellers way too much for facilitating a sale, considering that it's really paypal that does the heavy-lifting when individuals need protection--and they only take a 3% cut.