Morning Neil
Many thanks for asking and for your continued interest ,Sadly the update is all bad and although financially the loss was and still is difficult to cope with I think the wider implications for everyone are a stark warning .
I am the first to admit that i hind-site I had become a bit to relaxed regarding the value of items but I still had an insurance rated safe with red care police monitored alarm and even an insurance company assessor had confirmed to me I was a low risk ,my business is online with no office address published in short I thought I had done enough ,however I now know different !
The police in the UK are in the whole decent people trying to do a job the best way they can and I harbor no ill will to them ,sadly though years of under funding and far to much paperwork has resulted in a completely inept system where the unofficial comment from my "investigating" officer was "the only chance of ever getting anything back is if we bust someone for something else and he still has some watches in the bottom of his wardrobe !"
The vultures in our insurance industry I have completely different feelings for ! I insured some risk through a large company AXA who I was told by my broker are a good company i complied with the security requirements on my policy and yet they have spent the last 8 months investigating every aspect of my personal life in an attempt to avoid paying the claim ,fortunately as you know I have manged to stay in business but not through any help from the insurance company or the police,
My advice to anyone is try to keep as much of your collections off site and if possible like me keep them divided between as many locations as you can as no one place is 100% secure and as for insurance ,pay your premiums if it helps you sleep but I hope you fair better than me
All the best
Tony