Agreed.
The fact is that not all sellers are completely clued up, especially those who may be used to selling small bits on eBay and perhaps sell an inherited watch as a one off.
As you've demonstrated, buyers often want cheaper shipping and this frequently results in a loss of insurance. Sometimes sellers mistakenly believe that by pointing out to the buyer that there is no insurance for loss or damage, that the buyer is taking the risk once the sellers ships in good faith. The truth is sellers carry the risk and they should refuse to offer cheaper shipping without insurance, to avoid being out of pocket as a result of trying to accommodate a buyer who may be unaware of the rules, may know that in fact it's the seller who is at risk or at the extreme end of the spectrum, my be outright trying to scam the seller.
I buy a lot of watches and I frequently get packages, usually worth less than say £500 which have been posted without insurance. I've never had one go missing en route to me, but equally I know if if I wanted to be a scum bag, there's nothing stopping me filing an "item not arrived" case with eBay, allowing me to keep the watch and pocket a refund as the seller has no proof the watch arrived with me.
This isn't a rant at buyers - I'm a buyer much more than a seller and as far as I'm aware most scams target buyers. However, it's worth being aware that sellers can get targeted and it's actually quite easy with eBay's policies.
Click to expand...