I wish I could look over your shoulder when you were doing this. I've done thousands of PayPal transactions without a single hitch. Credit cards are something else---I've had several transactions declined (initially) when I was travelling out of state, or buying something expensive outside the U.S.

 

I’ve had some recent cc transaction declines through PayPal and then the other day I went to pay with a cc and it charged my checking account instead. Which was fine but not what I had intended. Not sure what is going on with them lately.

 

I also don't like PayPal but couldn't find any replacement. They have the good parts with buyer protection and sending money fast 'in same cases'.. but it's very frustrating when they hold the money for 21 days etc..

 

Ive never had any big issues with PayPal...I use it on a daily basis.

Holding money for 21 days? sounds like an issue somewhere else, Ive never had a payment delayed 21 days....other than when the sender doesnt have an account set-up and their payment is held 3-7 days until their payment clears...which is exactly what you want, otherwise you risk a chargeback. If your payments are held 21 days, then you didnt set up your account properly.

 

Never had any real issues with Paypal either, if anything it seems to have gotten faster to me - but for options there is Venmo and Applepay, not sure how widespread they are though. Many folks around my office use Venmo, and I will say its easy, but I also think a Paypal product.

 

Some British sellers are having the 21-day problem with Paypal:
http://www.ebay.co.uk/itm/Nothing-P...900891?hash=item3f8990b19b:g:~k8AAOSwVNxZ5djvPurchases made through these links may earn this site a commission from the eBay Partner Network
I have some stuff to sell (not watches) and tbh I'm not looking forward to it.

 

This is absurd...sounds like a seller to avoid more than anything. If they are holding his funds for 21 days it simply means he is refusing to follow PayPal guidelines and likely is too paranoid to link his bank account. I have been using PayPal for 20 years and have no issues...but then Im not a paranoid fool who refuses to link my accounts to PayPal.

Question; If you were PayPal and you had a customer who refused to follow your guidelines and link your accounts to PayPal but demanded immediate payment, yet they had a history of claims...what would you do with that customer?
Wouldn't you hold his funds until you were assured he wasnt going to reverse them? Not only for your protection, but for the protection of your customers?

Im not saying this is what happened with this seller as I have no clue, but is it smells like a fish...

 

I know we are not ready yet....but....

Bitcoin

 

I don't know what the issue is with this seller so can't comment on that. I have been using ebay since 2000 and had no problems with payments but they keep altering things and not always for the better. I see this seller has been on there for 9 years so they are not exactly tyros and I was assuming they've fallen foul of some change Paybay have made. Anyway I'm not sure I understand how you can even use Paypal without linking it to a bank account, as how could you withdraw funds from your Paypal account?

 

Yes you can use PayPal without a bank account...you simply use PayPal as your bank account, receiving funds and paying for items all from your PayPal account. They even have a debit card, so PayPal can be your bank.

Regardless, I have no idea why his funds were withheld...but clearly there must be a reason. PayPal doesn't randomly say...'hey lets fuck with this customer today and hold his funds for 21 days'.

I can only tell you from my experience alone (using PayPal on a regular basis) that they dont hold my funds. They have held a incoming payment when someone pays me directly from a checking account...this is normal as what if the checking account has a $0 balance? For my protection their funds are held until the bank clears them. This is usually 1-3 days max. When this occurs I simply dont ship the item until I get the notice from PayPal that the funds are secured.

When transferring funds to my account, I use the app to do this and funds are in my bank the very next day.
Keep in mind that PayPal has simplified global payments...if they are holding your funds there is typically a valid reason. It not to gain more interest. There will always be haters, no matter what. Maybe the haters need to start their own global payment system and see how successful they are at it...after they get fucked a few times, they might grasp how complicated it really is.

 

My local bank just started a online payment thing. Don't remember what it is called. Seems like it will pay anyone with an email or just a cell number. Even to mailing a check, for free. You might check your bank.

 

Dear Bill

Thought of trying out Revolut? I posted about it last week here : https://omegaforums.net/threads/better-cheaper-quicker-money-transfer.64878/

Regards,
Eugene

Edit : only with people you trust

 

Zelle.

on Chase it's called Quickpay. Like bank transfers made easy. And like bank transfers, no buyer protection, and no fees. Only use with people you trust